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Borrowing against farmland still has a carrying cost

Aug 12
2 min read

Updated: 2 hours ago

Farm business · Archive edition: 2026-08-12. Added to AGCPA Insider October 2, 2026; sources checked October 2, 2026.

A loan can provide cash without selling land. That does not make the cash free. When a financing proposal emphasizes the tax avoided on a sale, put the interest bill, repayment source and collateral risk on the same page.

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